Bank of India Promotion Exam Analysis 2025: Difficulty Level & Questions Asked

On 12 October 2025, the Bank of India successfully administered the Promotion Exam for the Clerical to Officer Cadre across multiple test centers. This assessment is a vital pathway for ambitious staff members aiming to transition into the General Banking Officer (GBO) position. Candidates who participated are eager to evaluate their performance and understand the exam's difficulty level; therefore, we have compiled a comprehensive Bank of India Promotion Exam Analysis 2025, complete with frequently asked questions.

Bank of India Promotion Exam Analysis 2025, 12 October

The Bank of India conducted the Bank of India Promotion Exam to fill 983 General Banking Officer vacancies spread across 70 zones. The test comprised 130 multiple-choice questions worth 65 marks, with a total duration of 130 minutes (2 hours and 10 minutes). The curriculum focused primarily on core banking principles, banking law, and professional practice.

Our 2025 Bank of India Promotion Exam review provides deep insights into the structure, difficulty, and question trends observed in this year's test. This analysis serves as a strategic resource for future aspirants, offering the clarity needed to prepare effectively and excel in upcoming departmental promotion exams.

Bank of India Promotion Exam 2025 Difficulty Level & Good Attempts

Drawing on direct feedback from candidates who sat for the exam, our subject matter experts have carefully assessed the overall difficulty level and identified the ideal range of good attempts, as detailed below.

• Overall Difficulty Level: Moderate

Bank of India Promotion Exam Review 2025, List of Questions Asked

The Bank of India Promotion Exam Analysis 2025 highlights key patterns in the questioning style used by the board. In the following sections, we present an in-depth review of the paper alongside a list of memory-based questions reported by the test-takers.

1. SMA – 1 (No. of Days)
2. Rate of Interest for Home Loan
3. IMPS (Minimum & Maximum Transaction Limit)
4. PMJJY (Jeevan Jyoti) Scheme
5. NWC (Net Working Capital)
6. Cross Selling – Example?
7. Scheduled Languages (22)
8. QR Code (Full Form)
9. SARFAESI Act (Agri land excluded)
10. Financial Statements (Audited Balance Sheet)
11. STAR Personal Loan – Limit?
12. CARE Ratings
13. Current A/c limit in Semi-Urban
14. NPA Days (90)
15. Cyber Crime Helpline [1930]
16. Blue Revolution
17. Flexi R.D. – Available in which centres??
18. NRO A/c
19. Social Media Platform for BOI Promotion (TikTok)
20. M.D. of BOI (Rajnish Kumar)
21. BOI Rooftop Limit (Cr.)
22. Mortgage time period limitation (30 years)
23. EASE Reforms agenda= RISE
24. BOI No. of Branches = 5170
25. SME Provisioning
26. ESG (Environment, Social, Governance)
27. 2nd Hand Vehicle Margin (30%)
28. TARUN plus – 20L
29. A/C Payable Question
30. Encryption means
31. BHIM – NPCI
32. Net Emissions Zero – 2070
33. Hypothecation vs Pledge
34. Turnover 5 Cr [Working Capital Method]
35. Vijayalakshmi Subsidy / Subvention ??
36. Visually Impaired A/C
37. OTS – Serving Staff eligible?
38. Cash Reserve Ratio?
39. Sericulture for ??
40. D-MAT A/c – NRI??
41. SWIFT – Full Form?
42. Minor A/c operation
43. Bank Draft limit
44. Credit Risk Weight Ratio
45. FIU – Fin Intelligence Unit
46. LRS – 2.5 lakh USD
47. L.C. benefit for seller
48. DOCTOR Plus loan limit?
49. External Credit Rating
50. How to calculate Savings A/c Rate of Interest??
51. Computer Virus CREEPER (1st in world)
52. PM SVANIDHI Scheme [₹10,000–₹20,000–₹50,000]
53. e-Rickshaw Scheme
54. Maximum Group Accident Insurance
55. TReDS for??
56. Lok Adalat fees?
57. Priority Sector Lending (RBI)
58. Atal Pension Yojana (APY)
59. Multilated Notes Definition
60. RRB sponsored by ??
61. NPA < 3 month (cut standard)
62. Cash Transaction Report < 10L
63. Letter of Credit for ?? TRADE GLOBAL
64. Sukanya Scheme A/C (w/o Aadhaar)
65. MSME Investment limit (Medium – 125cr)
66. BoI Rooftop SOLAR scheme
67. Marginal Farmers (≤ 1 ha)
68. STAR Sakhi [SHG ??]
69. SMA-2 days?
70. RBI Contactless limit
71. TARUN – 10 lakh (Mudra Loan)
72. Health Reimbursement for Staff ??
73. UDYAM certificate – MSME
74. FOREX reserves managed – RBI
75. Vigilance month ?? OCTOBER
76. PSL norms (Automobile – not Included)
77. Wheat Rabi crop
78.  CERSAI full form
79. Doorstep Banking Age limit
80. CPA [Credit Process Audit]
81. Customer Feedback for ??
82. Hypothecation mentioned in which Act?? SARFAESI
83. Takeover facility
84. Green Deposits
85. ANBC [40%: Total Priority]
86. FD in deceased A/C
87. Third Party Guarantees
88. SARAL platform for ??
89. NACH full form??

Bank of India Promotion Exam Analysis 2025 Video Link