The OICL AO 2026 cut-off marks for both Prelims and Mains examinations were officially released on September 2, 2026, at orientalinsurance.org.in. Below, we provide the category-wise qualifying marks, the methodology used for score determination, and a step-by-step guide to downloading the official OICL AO 2026 cut-off PDF.
OICL AO Cut Off 2026: Official Release
The OICL AO cut-off represents the minimum score required for candidates to progress to the subsequent stages of the selection process. These benchmarks are set by the Oriental Insurance Company Limited based on critical variables such as exam difficulty, total headcount of participants, overall candidate performance, and available vacancies. The published cut-offs cover all disciplines, including Accounts, Medical, Legal, Engineering, and Actuarial categories.
OICL AO Phase 1 (Prelims) Cut Off 2026
Analyzing historical and current cut-off trends is essential for gauging competition levels and estimating your probability of qualifying. Refer to the data below for the latest Phase 1 qualifying marks.
| Category | Generalist Cut Off (Out of 100) | Hindi Officer Cut Off (Out of 100) |
| OBC | 78.5 | 8 |
| EWS | 77.5 | 8 |
| UR | 78.5 | 8 |
| SC | 72.75 | 8 |
| ST | 63.25 | 8 |
| PwBD – A | 75.5 | — |
| PwBD – B | 43.25 | — |
| PwBD – C | 58.75 | — |
| PwBD – D&E | 43.5 | — |
OICL AO Prelims Sectional Cut Off 2026
In addition to the aggregate score, OICL mandates sectional qualifying marks for every segment of the Phase 1 examination. Candidates must clear both the sectional and overall thresholds to be eligible for the next round of recruitment.
| Category | English Language | Reasoning Ability | Quantitative Aptitude |
| Generalist – EWS/UR | 17.5 | 16 | 15 |
| Generalist – SC/ST/OBC/PwBD | 14 | 11 | 10.75 |
| Hindi Officer – SC/ST/OBC/PwBD | 1 | 1 | 1 |
| Hindi Officer – EWS/UR | 1 | 1 | 1 |
OICL AO Phase 2 (Mains) Cut Off 2026
The official Phase 2 cut-off marks for the 2026 Administrative Officer (AO) recruitment have been released for both Generalist and Hindi (Rajbhasha) Officer streams. These scores are calculated out of a maximum of 200 marks and are segmented by candidate category.
| Category | Generalist Cut Off (Out of 200) | Hindi Officer Cut Off (Out of 200) |
| OBC | 140.5 | 96 |
| EWS | 137.75 | 96 |
| UR | 140.5 | 96 |
| SC | 127.25 | 96 |
| ST | 110 | 78.25 |
| PwBD – A | 145.25 | — |
| PwBD – B | No candidate qualified/available | — |
| PwBD – C | 133.5 | — |
| PwBD – D&E | 135.75 | — |
Phase 2 Generalist Sectional Cut Off 2026
For Generalist candidates, OICL has defined specific sectional qualifying standards for the Phase 2 exam. These apply to the Reasoning, English Language, General Awareness, Quantitative Aptitude, Computer Knowledge, and Descriptive paper sections.
| Section | Maximum Marks | SC/ST/OBC/PwBD | EWS/UR |
| Reasoning | 45 | 31.25 | 33.5 |
| English Language | 40 | 20.25 | 22.75 |
| General Awareness | 40 | 3.75 | 6.25 |
| Quantitative Aptitude | 40 | 21 | 23 |
| Computer Knowledge | 35 | 15 | 17.25 |
| Descriptive Paper | 30 | 11.75 | 13.5 |
Phase 2 Hindi Officer Sectional Cut Off 2026
Candidates applying for the Hindi (Rajbhasha) Officer designation are evaluated against specific sectional cut-offs in Reasoning, English, Professional Knowledge, General Awareness, Computer Literacy, and the Descriptive test.
| Section | Maximum Marks | SC/ST/OBC/PwBD | EWS/UR |
| Reasoning | 25 | 4.75 | 7.25 |
| English Language | 25 | 4.5 | 7 |
| Professional Knowledge | 100 | 31.25 | 38 |
| General Awareness | 25 | 3.25 | 5.25 |
| Computer Knowledge | 25 | 4.5 | 7 |
| Descriptive Paper | 50 | 8.75 | 12 |
Historical OICL AO Cut Off Trends
Reviewing previous years' OICL AO cut-off marks is an effective strategy for understanding competition intensity. These benchmarks provide the necessary context to set realistic targets for upcoming exams.
OICL AO Prelims Cut Off 2024 (Category-wise)
The OICL AO 2024 Preliminary exam cut-offs varied across specialized disciplines. Below, you will find the official category-wise cut-off breakdown for each stream.
| OICL AO Prelims Cut Off Marks 2024 | |||||
| Streams | UR | EWS | OBC | SC | ST |
| Accounts | 73.25 | 71.75 | 73.25 | 69.75 | 52.00 |
| Actuarial | 70.25 | – | 70.25 | – | – |
| Engineering (IT) | 67.25 | 64.50 | 67.25 | 67.25 | 51.25 |
| Engineering | 71.25 | 68.50 | 71.25 | 71.25 | 61.00 |
| Medical | 42.50 | 42.50 | 37.25 | 40.50 | 33.50 |
| Legal | 41.75 | 41.75 | 41.75 | 41.75 | 39.75 |
OICL AO Prelims Sectional Cut-Off 2024
The following section outlines the definitive sectional qualifying marks for the 2024 Prelims exam.
| Sections | UR & EWS | OBC, ST, SC, PwBD |
| English Language | 21.25 | 17.75 |
| Reasoning Ability | 9.00 | 4.00 |
| Quantitative Aptitude | 8.50 | 5.25 |
OICL AO Mains Cut Off 2024 (Category-wise)
Details regarding the OICL AO Mains cut-off for 2024 are provided below, with all scores calibrated against a maximum of 200 marks.
| OICL AO Mains Cut Off 2024 | |||||
| Streams | UR | EWS | OBC | SC | ST |
| Accounts | 80.75 | 63 | 82.50 | 82.50 | 82.50 |
| Actuarial | – | – | 83.25 | – | 85 |
| Engineering (IT) | 64.75 | 70.25 | 81 | 81 | 81 |
| Engineering | 69.25 | 82.5 | 96.75 | 85.75 | 100.5 |
| Medical | 54 | – | 59 | 59 | 59 |
| Legal | 74.50 | – | 84.25 | 92 | 92 |
OICL AO Mains Sectional Cut-Off 2024
Below is the table detailing the sectional cut-off scores for the 2024 Mains exam, with each segment evaluated out of 40 marks.
| Category/Sections | SC, ST, OBC, PWBD | EWS & UR | OBC & PwBD | SC, ST, EWS, & UR |
| Reasoning | 8 | 11 | 9.5 | 12.25 |
| English | 22.75 | 25.75 | 24.25 | 27 |
| General Awareness | 3 | 5 | 4 | 5.75 |
| Quantitative Aptitude | 13.25 | 16.75 | 15 | 18.25 |
| Professional Knowledge | 4.75 | 7 | 2.5 | 5.25 |
OICL AO Prelims Cut Off 2017 (Category-wise)
Find the historical category-wise cut-off marks for the OICL AO Prelims (Generalist post) in the section below:
| Category | Overall Cut Off (Out of 100) |
|---|---|
| UR (General) | 59.75 |
| SC | 51.50 |
| ST | 43.75 |
| OBC | 56.25 |
| HI (Hearing Impaired) | 22.00 |
| OC (Orthopedically Challenged) | 50.25 |
| VI (Visually Impaired) | 45.25 |
OICL AO Prelims Sectional Cut-Off 2017
Refer to the following data for the sectional qualifying criteria for the 2017 OICL AO Prelims:
| Section | UR | SC / ST / OBC / PWD |
|---|---|---|
| English Language (30) | 6.50 | 3.50 |
| Reasoning Ability (35) | 7.75 | 4.25 |
| Quantitative Aptitude (35) | 9.75 | 6.25 |
OICL AO Mains Cut Off 2017 (Out of 200)
The overall category-wise cut-off results for the 2017 OICL AO Mains examination are summarized here:
| Category | Overall Cut Off |
|---|---|
| UR (General) | 110.25 |
| SC | 92.00 |
| ST | 80.00 |
| OBC | 103.50 |
| HI (Hearing Impaired) | 69.50 |
| OC (Orthopedically Challenged) | 102.50 |
| VI (Visually Impaired) | 94.39 |
How to Download the OICL AO Cut Off 2026
To view your status, visit the official OICL website. The Preliminary examination results and cut-offs are published first, followed by the Mains results as the recruitment phases progress. Simply navigate to the 'Results' or 'Careers' section to access the PDF.
- Step 1: Visit the official website, @orientalinsurance.org.in and go to the ‘Career’ page.
- Step 2: Now, locate the link that reads ‘OICL AO Cut off 2026’ and click on the link.
- Step 3: Open the PDF and check the category-wise cut-off marks.
- Step 4: Download the PDF, and check the minimum marks assigned for your category and stream.
Factors Affecting the OICL AO Cut Off 2026
The Oriental Insurance Company Limited determines the cut-off using several variables, including the total number of vacancies, the difficulty level of the question paper, and the overall volume of applicants. These parameters may be adjusted annually based on recruitment requirements.
- Number of vacancies
- Difficulty level of the paper
- Performance of the candidates
- Number of vacancies
| Links Related to OICL AO | |
Frequently Asked Questions (FAQs)
When is the OICL AO cut-off officially published?
The OICL publishes the Phase 1 and Phase 2 cut-off lists on its official website shortly after the respective examination results are declared.
Is there negative marking in the OICL AO exam?
Yes, a penalty of 0.25 marks is applied for each incorrect answer in both the Prelims and Mains examinations.
Where can I access the official OICL AO Cut Off PDF?
Official cut-off documents can be downloaded directly from the 'Careers' portal at orientalinsurance.org.in.
Why analyze previous years' OICL AO cut-off scores?
Studying past cut-offs helps candidates identify performance trends, understand exam difficulty variations, and set an accurate target score for OICL AO 2026.
Are Descriptive Test scores calculated in the final merit list?
No, the Descriptive test is qualifying in nature. Candidates must achieve the minimum required score to progress, but these marks are not added to the final selection merit list.