The official IOB LBO Recruitment 2026 notification is out, announcing 250 vacancies for Local Bank Officers. Interested candidates can register until August 24, 2026. This guide details eligibility criteria, age limits, salary scales, selection procedures, exam patterns, and application steps.
Indian Overseas Bank (IOB) has officially released the recruitment notification for Local Bank Officers (LBO) at the Junior Management Grade Scale-I (JMGS-I) level. The online application portal is active until August 24, 2026. Candidates possessing a graduate degree and aged between 20 and 30 years are eligible to apply via the official website. This comprehensive overview covers all essential aspects of the IOB LBO Recruitment 2026, including vacancy distribution, application deadlines, and critical selection insights.
Indian Overseas Bank LBO Notification 2026 Out
The selection procedure for IOB LBO consists of an Online Examination, a mandatory Language Proficiency Test (LPT), and a Personal Interview. Candidates will be posted in their chosen state and must demonstrate fluency in the regional language. Before submitting your application, thoroughly review the eligibility standards, state-specific vacancies, application fees, compensation packages, and the full selection criteria.
Download Official IOB LBO Recruitment 2026 Notification PDF
Indian Overseas Bank LBO Notification 2026: Overview
| Particulars | Details |
| Organization |
Indian Overseas Bank (IOB)
|
| Post Name |
Local Bank Officer (LBO)
|
| Advertisement No. |
HRDD/RECT/02/2026-27
|
| Grade | JMGS-I |
| Total Vacancies | 250 |
| Application Mode | Online |
| Application Dates | 8 to 24 August 2026 |
| Selection Process |
Online Examination, Language Proficiency Test (if applicable), Personal Interview
|
| Job Location |
Applied State Only
|
| Official Website | www.iob.in |
IOB LBO Recruitment 2026 Important Dates
| Event | Date |
| Notification Release Date | 7th August 2026 |
| Online Application Starts | 8th August 2026 |
| Last Date to Apply Online | 24th August 2026 |
| Last Date to Pay Application Fee | 24th August 2026 |
| Online Examination Date |
To Be Announced
|
Indian Overseas Bank LBO Vacancy 2026
Indian Overseas Bank has announced 250 openings for the Local Bank Officer (JMGS-I) position across four key states. Applicants are restricted to applying for vacancies in only one state and must exhibit proficiency in the local language of that region. Below, you will find the complete breakdown of state-wise and category-wise vacancies.
| State | Local Language | Total Vacancies |
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | 250 | |
Category-wise Vacancy Distribution
| Category | Vacancies |
| SC | 36 |
| ST | 18 |
| OBC | 80 |
| EWS | 22 |
| UR | 94 |
| Total | 250 |
Indian Overseas Bank LBO Eligibility Criteria 2026
To be eligible, candidates must satisfy specific requirements regarding nationality, educational qualifications, age limits, and language proficiency as of the cut-off date, August 1, 2026.
Educational Qualification
| Post |
Educational Qualification
|
| Local Bank Officer (JMGS-I) |
A Bachelor’s Degree (Graduation) in any discipline from a university recognised by the Government of India or an equivalent qualification recognized by the Central Government. Candidates must possess the graduation mark sheet/degree certificate on the date of online registration.
|
Age Limit
| Criteria | Age |
| Minimum Age | 20 Years |
| Maximum Age | 30 Years |
Age Relaxation
| Category | Age Relaxation |
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Persons affected by 1984 Riots | 5 Years |
| Ex-Servicemen/ECOs/SSCOs | 5 Years |
Local Language Requirement
Candidates are required to demonstrate proficiency in the local language of their selected state, which includes the ability to read, write, and speak the language fluently.
| State | Local Language |
| Tamil Nadu | Tamil |
| Karnataka | Kannada |
| Maharashtra | Marathi |
| Gujarat | Gujarati |
IOB LBO Recruitment 2026 Apply Online Link
Eligible candidates can apply for the IOB LBO Recruitment 2026 directly through the official Indian Overseas Bank website before the application window closes on August 24, 2026.
Apply Online for IOB LBO Recruitment 2026 Here
Indian Overseas Bank LBO Application Fee 2026
| Category | Application Fee |
| SC/ST/PwBD | ₹175 |
| General/OBC/EWS | ₹850 |
How to Apply for IOB LBO Recruitment 2026?
Follow the step-by-step instructions provided on the official portal to complete and submit your online application successfully.
- Visit the official website of Indian Overseas Bank.
- Open the Careers section.
- Click on Recruitment of Local Bank Officers – 2026-27.
- Register using a valid email ID and mobile number.
- Fill in the online application form carefully.
- Upload the required documents, including photograph, signature, left thumb impression, and handwritten declaration.
- Pay the prescribed application fee.
- Submit the application form and download the confirmation page for future reference.
Documents Required for Indian Overseas Bank LBO Application 2026
Ensure you have all necessary supporting documents scanned and ready before beginning the online application process.
- Recent passport-size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Graduation mark sheet/degree certificate
- Valid photo identity proof
- Category certificate (if applicable)
- PwBD certificate (if applicable)
- Valid email ID and mobile number
Indian Overseas Bank LBO Selection Process 2026
The selection for the IOB LBO 2026 role involves a rigorous three-stage process. To secure an appointment, candidates must qualify in all stages. The final merit list will be calculated based on a weightage of 80% from the Online Examination and 20% from the Personal Interview.
- Online Examination
- Language Proficiency Test (LPT) (for candidates who have not studied the prescribed local language in Class 10 or 12)
- Personal Interview
Indian Overseas Bank LBO Exam Pattern 2026
The Online Examination consists of 140 objective-type questions for a total of 200 marks. The exam duration is 3 hours with designated sectional timings, and a penalty of 0.25 marks applies for every incorrect answer.
| Section | Questions | Marks | Duration |
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total | 140 | 200 | 180 Minutes |
Review the detailed IOB LBO Syllabus 2026 to prepare effectively.
Indian Overseas Bank LBO Interview 2026
Shortlisting for the Personal Interview depends on performance in the online exam and passing the Language Proficiency Test (LPT). A merit list will be generated based on online exam scores. The Personal Interview is worth 100 marks, with minimum qualifying marks set at 50% for unreserved candidates and 45% for reserved category candidates.
IOB LBO Final Selection
Final selection is determined by a combined score from the Online Exam and Personal Interview, utilizing an 80:20 weightage ratio.
To qualify, candidates must achieve a minimum aggregate score of 35% for unreserved categories and 30% for reserved categories across the online exam and personal interview combined.
Indian Overseas Bank LBO Salary 2026
Candidates appointed as Local Bank Officers (Assistant Manager Scale-I) will be entitled to a standard pay scale along with all applicable banking allowances.
| Component | Details |
| Pay Scale |
₹48,480 – 62,480 – 67,160 – 85,920
|
| Basic Pay Structure |
₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920
|
| Allowances |
Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other admissible benefits as per bank rules
|
Probation Period
Successful recruits will be required to complete a mandatory two-year probation period in active service, beginning from their date of joining.
Service Bond
Selected officers must execute a Financial Service Indemnity Bond worth ₹2,00,000, committing to serve the Indian Overseas Bank for a minimum of three years.
FAQs
A total of 250 Local Bank Officer (JMGS-I) vacancies are available across the states of Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
The online registration process begins on August 8, 2026, and officially closes on August 24, 2026.
Applicants must hold a Bachelor’s degree in any stream from a university recognized by the Government of India or an equivalent qualification.
The comprehensive recruitment process includes an Online Examination, a Language Proficiency Test, and a final Personal Interview.