IOB Local Bank Officer Exam Date 2026: PET Schedule & Selection Process

Indian Overseas Bank (IOB) is actively recruiting for 250 Local Bank Officer (LBO) positions in the JMGS-I grade. This opportunity offers a competitive starting basic salary of ₹48,480. While the application window has closed, the official exam date will be released shortly.

This comprehensive guide covers all essential aspects of the IOB LBO Recruitment 2026, including eligibility criteria, state-wise vacancy breakdowns, the application process, fee structures, the selection methodology, and upcoming exam dates.

IOB LBO Exam Date 2026 Updates

The Indian Overseas Bank Local Bank Officer Exam 2026 is slated to occur immediately following the completion of the Pre-Examination Training. Candidates should monitor the official IOB website frequently for the confirmed examination date and admit card release. Ensure you participate in the scheduled online training and keep a close eye on your registered email address for critical updates.

IOB LBO Pre-Exam Training (PET) Schedule 2026

Indian Overseas Bank has officially finalized the Pre-Examination Training (PET) timeline for the 2026-27 Local Bank Officer recruitment. According to the official notification, the online PET will be held from September 7 to September 12, 2026. Training access links will be delivered directly to registered candidates via email.

IOB Local Bank Officer Notification 2026 Highlights

The recruitment process for IOB Local Bank Officers includes an Online Examination, a Language Proficiency Test (LPT) where applicable, and a Personal Interview. Selected candidates will be deployed within their chosen state and must demonstrate fluency in the relevant local language. Before proceeding, applicants should review the full eligibility criteria, state-specific vacancies, application fees, and salary structures.

Indian Overseas Bank LBO Recruitment 2026: Quick Overview

Indian Overseas Bank LBO Vacancy 2026 Details

IOB has confirmed 250 vacancies for the Local Bank Officer role (Scale I) spread across four key states. Applicants may only apply for one specific state and must be proficient in its local language. Please refer to the detailed vacancy breakdown below for category-wise distribution.

Vacancy Distribution by Category

Eligibility Criteria for IOB LBO Recruitment 2026

To qualify, candidates must satisfy the bank's stringent requirements regarding nationality, educational background, age limit, and local language proficiency. All eligibility parameters are evaluated as of August 1, 2026.

Educational Qualifications

Age Limits

Age Relaxation Policies

Local Language Proficiency

Candidates are required to be proficient in the local language of their applied state. This includes the ability to read, write, and speak the language fluently and effectively.

Selection Process for IOB LBO 2026

The IOB LBO selection process consists of three distinct stages. Final merit is determined by performance in the Online Examination and the Personal Interview, utilizing a weighted ratio of 80:20 respectively.

1. Online Examination
2. Language Proficiency Test (LPT) (for candidates who have not studied the prescribed local language in Class 10 or 12)
3. Personal Interview

IOB Local Bank Officer Exam Pattern 2026

The online test comprises 140 objective-type questions totaling 200 marks. The examination duration is 3 hours with designated sectional timing. A penalty of 0.25 marks applies to every incorrect answer.

View complete exam pattern details here.

Interview Process for IOB LBO 2026

Shortlisting for the Personal Interview depends on online exam results and passing the Language Proficiency Test (LPT). The final merit list will rank candidates based on online exam scores. The interview carries 100 marks. Minimum qualifying scores are 50% for unreserved candidates and 45% for reserved categories.

Final Selection Criteria

Final candidate selection is determined by a combined score from the Online Exam and Personal Interview, weighted at 80:20.

Candidates must achieve a minimum aggregate score of 35% (unreserved) or 30% (reserved) across the online examination and interview to qualify for final placement.

Application Fee Details

Steps to Apply for IOB LBO Recruitment 2026

Follow these outlined steps to successfully submit your application online.

1. Visit the official website of Indian Overseas Bank.
2. Open the Careers section.
3. Click on Recruitment of Local Bank Officers – 2026-27.
4. Register using a valid email ID and mobile number.
5. Fill in the online application form carefully.
6. Upload the required documents, including photograph, signature, left thumb impression, and handwritten declaration.
7. Pay the prescribed application fee.
8. Submit the application form and download the confirmation page for future reference.

IOB Local Bank Officer Salary Structure 2026

Appointed Local Bank Officers (Assistant Manager Scale-I) will receive a standard pay scale along with all applicable banking industry allowances.

Probationary Period

Successful candidates will serve a two-year probation period in active service starting from their official date of appointment.

Service Bond Agreement

Appointees must sign a Financial Service Indemnity Bond worth ₹2,00,000, committing to a minimum of three years of service with the bank from their joining date.