The official Indian Overseas Bank SO Exam Date 2026 has been released. Explore the complete exam schedule, expected admit card release timelines, vacancy breakdowns, salary structures, and essential insights for the Specialist Officer recruitment process.
Indian Overseas Bank (IOB) has officially confirmed the Indian Overseas Bank SO Exam Date 2026, with the online examination scheduled for 31 October 2026. This recruitment initiative aims to fill 291 vacancies for Generalist and Specialist Officer roles across JMG Scale I, MMG Scale II, and MMG Scale III. Access the latest updates regarding your call letters, exam syllabus, eligibility requirements, and critical recruitment milestones here.
Indian Overseas Bank SO Exam Date 2026
According to the latest notification, the Indian Overseas Bank (IOB) SO Exam 2026 is tentatively scheduled for Saturday, 31 October 2026. The online assessment will determine the selection for various Generalist and Specialist Officer positions.
Candidates should anticipate the release of their admit cards shortly before the examination. It is recommended that applicants monitor the official IOB portal frequently to stay informed about call letter availability, exam-day guidelines, and further recruitment notifications.

Indian Overseas Bank SO Recruitment Notification 2026 PDF
Indian Overseas Bank (IOB) has initiated the recruitment process for 291 Specialist Officer vacancies. The selection process consists of a comprehensive Online Examination followed by a personal interview to identify the most qualified candidates for these roles.
Download Indian Overseas Bank SO Recruitment 2026 Notification PDF
IOB SO Recruitment 2026 – Key Highlights
| Particulars | Details |
| Organisation |
Indian Overseas Bank (IOB)
|
| Advertisement No. |
HRDD/RECT/04/2026-27
|
| Post Name |
Generalist and Specialist Officers
|
| Total Vacancies | 291 |
| Grades |
JMGS I, MMGS II, MMGS III
|
| Mode of Exam | Online only |
| Selection Process |
Online Examination + Interview
|
| Official Website |
www.iob.bank.in
|
Important Dates for Indian Overseas Bank SO 2026
| Activity | Date |
| Notification | 28 August 2026 |
| Opening Date of Online Registration | 29 August 2026 |
| Closing Date of Online Registration | 15 September 2026 |
| Exam Date | 31 October 2026 (Saturday) |
IOB SO Online Application 2026 Link
The application window for this recruitment drive is now closed; all registered applicants should ensure their documentation is complete for the next phase of the process.
Examination Application Fee
Application fees were processed online via Debit Card, Credit Card, Internet Banking, or BHIM/UPI. Please note that all fees are non-refundable and non-transferable under any circumstances following submission.
|
Candidate Category
|
Fee (Including GST) |
| SC, ST & PWD | ₹175 |
| OBC, EWS & Other Categories | ₹1,000 |
Steps to Apply for Indian Overseas Bank SO 2026
- Visit the official website of Indian Overseas Bank (IOB).
- Go to the Careers section on the homepage.
- Find and open the link for Recruitment of Specialist Officers.
- Click on the Register Online link and complete the initial registration.
- Enter the required personal, educational, and professional details carefully.
- Upload the required documents, including the photograph, signature, left thumb impression, and handwritten declaration, as per the prescribed specifications.
- Review all the details entered in the application form before clicking Complete Registration.
- Pay the applicable application fee/intimation charges through the available online payment mode.
- Submit the application form and note down the registration number and password received after successful registration.
- Download and take a printout of the submitted application form for future reference.
Indian Overseas Bank SO Vacancy Details 2026
| Post Code | Post Name | Grade | Vacancy |
| 1 | Manager (Branch Management) | MMGS II | 100 |
| 2 | Manager (IT) | MMGS II | 65 |
| 3 | Manager (Information Security) | MMGS II | 5 |
| 4 | Manager (Information Security Audit) | MMGS II | 5 |
| 5 | Senior Manager (IT) | MMGS III | 10 |
| 6 | Senior Manager (Information Security) | MMGS III | 3 |
| 7 | Senior Manager (Information Security Audit) | MMGS III | 2 |
| 8 | Senior Manager (Database Administrator) | MMGS III | 10 |
| 9 | Senior Manager (Network Administrator) | MMGS III | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 |
| 11 | Manager (Credit) | MMGS II | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 25 |
| – | Total | – | 291 |
|
IOB SO Recruitment 2026: Category-wise Vacancy Break-up
|
|
| Category | Vacancy |
| SC | 46 |
| ST | 21 |
| OBC | 79 |
| EWS | 28 |
| UR (General) | 117 |
| Total | 291 |
| Out of which PwBD (HI) | 4 |
| Out of which PwBD (OC) | 5 |
| Out of which PwBD (VI) | 2 |
| Out of which PwBD (ID) | 1 |
IOB Specialist Officer Eligibility Criteria 2026
Eligibility criteria, including age, educational qualifications, and professional experience, are calculated as of 1 August 2026. Refer to the table below for detailed post-wise requirements.
| Post | Age Limit | Basic Qualification |
Minimum Post-Qualification Experience
|
| Manager – Branch Management (MMGS II) | 23-33 years | Graduation in any discipline |
3 years as an Officer in a Scheduled Bank (min. 2 years in Branch Banking)
|
| Manager – IT (MMGS II) | 25-35 years | B.E./B.Tech/MCA/M.Sc. in relevant IT field |
5 years in IT (min. 3 years in Banking/BFSI)
|
| Manager – Information Security (MMGS II) | 22-32 years | B.E./B.Tech/M.E./M.Tech in relevant field |
2 years in Information Security domains
|
| Manager – Information Security Audit (MMGS II) | 22-32 years | B.E./B.Tech/M.E./M.Tech/MCA |
2 years of relevant experience
|
| Senior Manager – IT (MMGS III) | 28-38 years | B.E./B.Tech/MCA/M.Sc. in relevant IT field |
8 years in IT (min. 5 years in Banking/BFSI)
|
| Senior Manager – Information Security (MMGS III) | 25-35 years | B.E./B.Tech/M.E./M.Tech in relevant field |
5 years in Information Security domains
|
| Senior Manager – Information Security Audit (MMGS III) | 25-35 years | B.E./B.Tech/M.E./M.Tech/MCA |
5 years relevant experience
|
| Senior Manager – Database Administrator (MMGS III) | 28-38 years | B.E./B.Tech/MCA/M.Sc. in relevant field |
8 years in Database Administration (min. 5 years production DBA, 3 years Banking/BFSI)
|
| Senior Manager – Network Administrator (MMGS III) | 25-35 years | B.E./B.Tech/M.Tech/MCA |
5 years in Network Operations
|
| Senior Manager – Cyber Security Administrator (MMGS III) | 25-35 years | B.E./B.Tech/M.E./M.Tech in relevant field |
5 years in cyber security domains
|
| Manager – Credit (MMGS II) | 23-33 years | MBA (Finance)/PGDBA/PGDBM/CA/CMA |
3 years in Bank/Financial Institution (min. 2 years in credit)
|
| Senior Manager – Credit (MMGS III) | 25-35 years | MBA (Finance)/PGDBA/PGDBM/CA/CMA |
6 years in Bank/Financial Institution (min. 4 years in credit)
|
| Senior Manager – Risk (MMGS III) | 25-35 years | MBA (Finance)/PGDM/Masters in Statistics/Economics or equivalent |
5 years in Risk, Credit, Forex, Treasury, or Finance
|
| Assistant Manager – Security (JMGS I) | 30-45 years | Graduate + 3-month Computer/IT certification |
Retired JCO (Army/Navy/Air Force) or Inspector-rank (Police/Paramilitary) with min. 5 years’ service
|
Indian Overseas Bank SO Selection Procedure 2026
The selection process for the IOB Specialist Officer recruitment is structured into two primary stages:
Stage 1: Online Examination
- Tests candidates on:
- Professional knowledge
- Reasoning ability
- Quantitative aptitude
- English language
- Candidates are shortlisted based on merit.
Stage 2: Personal Interview
- Shortlisted candidates from the online test are called for a personal interview.
- The final merit list is prepared based on combined performance in the online exam + interview.
Required Documentation
Shortlisted candidates are required to prepare the necessary documentation for the interview and document verification stages.
- Valid Interview Call Letter printout
- System-generated printout of the online application form
- Date of Birth proof, such as Birth Certificate or Class 10 certificate
- Valid Photo ID proof — Passport, Aadhaar/e-Aadhaar, PAN Card, Driving Licence, or Voter ID
- Educational qualification mark sheets and certificates
- Work experience documents, such as experience certificates, appointment/relieving letters, and salary slips
- Relevant professional certification certificates, wherever applicable
- Caste/EWS Certificate for eligible SC/ST/OBC-NCL/EWS candidates in the prescribed format
- Disability Certificate for PwBD candidates issued by the District Medical Board
- No Objection Certificate (NOC) for candidates employed with a Government organisation, PSU, or bank
IOB SO Salary and Compensation
Selected candidates will be compensated according to the pay scale designated for their specific grade. Benefits include DA, HRA, CCA, and additional perks as per bank regulations.
| Grade | Scale of Pay (₹) |
| JMGS I |
48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,290
|
| MMGS II |
64,820 – 2340/1 – 67,160 – 2680/10 – 93,960
|
| MMGS III |
85,920 – 2680/5 – 99,320 – 2980/2 – 1,05,280
|