Syllabus

OICL AO Syllabus 2026 & Exam Pattern: Detailed Guide for Prelims and Mains

R
Virat
Updated: Jun 20, 2026
6 MIN READ
Access the comprehensive OICL AO Syllabus and Exam Pattern 2026 for both Prelims and Mains. Review the detailed subject-wise breakdown provided below to jumpstart your exam preparation today.

OICL AO Syllabus 2026

The Oriental Insurance Company Limited has released the official notification for OICL AO 2026, outlining the exam structure for both Prelims and Mains. While the Prelims stage is qualifying, your performance in the Mains exam is crucial for securing a spot in the final merit list, which is determined by Mains and Interview scores. Mastering the syllabus is essential; a strategic, topic-wise study plan will help you optimize your preparation and maximize your score.

OICL AO Admit Card 2026 Released: Click Here to Download

OICL AO Result 2026 Announced: Direct Link to Check

OICL AO Syllabus and Exam Pattern 2026

The OICL AO 2026 syllabus provides a roadmap for your studies, helping you focus on high-weightage topics. Prioritizing these key areas will significantly improve your efficiency. Explore the essential components of the OICL AO Exam Syllabus in the table below to structure your study sessions effectively.

OICL AO Syllabus and Exam Pattern 2026
Name of Organisation
Oriental Insurance Company Limited (OICL)
Name of Post
Administrative Officers (Scale I)
Category
Syllabus
Selection Process
Prelims, Mains, and Interview
Total Questions
  • Prelims: 100
  • Mains: 200
Totak Marks
  • Prelims: 100
  • Mains: 200
Question Type
MCQ type
Negative Marking
1/4th or 0.25 for each incorrect answer
Official Website
www.orientalinsurance.org.in

OICL AO Exam Pattern 2026

The selection process for the OICL AO 2026 recruitment consists of two rigorous stages: the Preliminary Examination and the Main Examination. Detailed insights into the pattern for both phases are provided below.

OICL AO Prelims Exam Pattern 2026

The OICL AO Prelims exam is an objective-type test consisting of 100 questions, each worth 1 mark. The 60-minute duration is split into three 20-minute segments. Please note that there is a negative marking scheme of 0.25 marks for every incorrect response across these three sections:

Name of Test Total Question  Max. Marks Duration
English Language 30 30 20 minutes
Reasoning Ability 35 35 20 minutes
Quantitative Aptitude 35 35 20 minutes
 Total 100 100
 60 minutes.

OICL AO Mains Exam Pattern 2026

The OICL AO Mains exam includes an Objective Test (200 marks) and a Descriptive Test (30 marks). Both are computer-based assessments. The objective portion features 5 sections to be completed within 150 minutes, with a penalty of 0.25 marks per wrong answer. The structure is as follows:

Name of the Test No. of Questions Max Marks Duration
Test of Reasoning 45 45 45 Minutes
Test of English Language 40 40 30 Minutes
Test of General Awareness 40 40 20 Minutes
Test of Quantitative Aptitude 40 40 40 Minutes
Test of Computer Knowledge 35 35 15 Minutes
Total 200 200 150 Minutes

OICL AO Mains Descriptive Paper

The 30-minute Descriptive Test evaluates your English proficiency through an essay (20 marks) and a précis writing exercise (10 marks). This segment is designed to test your communication skills.

Topic Marks Duration
Precis 10 30 Minutes
Essay 20
Total 30

Important: The Descriptive test is qualifying in nature; marks secured in this section will not contribute toward interview shortlisting or final selection.

OICL AO Rajbhasha Mains Exam Pattern 2026

Sl. No. Test Type No. of Questions Max Marks Language Duration
1 Test of Reasoning Objective 25 25 English / Hindi 30 Minutes
2 Test of English Language Objective 25 25 English 20 Minutes
3 Professional Knowledge (Hindi & English grammar/vocabulary, knowledge of Acts/Rules regarding Official Language implementation, Translation – English to Hindi & Hindi to English) Objective 50 100 English and/or Hindi 50 Minutes
4 General Awareness Objective 25 25 English / Hindi 10 Minutes
5 Test of Computer Knowledge Objective 25 25 English / Hindi 10 Minutes
Total (Objective) 150 200 120 Minutes
6 English and Hindi Language (English Essay – 10 marks, Hindi Essay – 10 marks, Letter writing in Hindi – 10 marks, English to Hindi Translation – 10 marks, Hindi to English Translation – 10 marks) Descriptive 5 50 English and/or Hindi (as applicable) 60 Minutes

OICL AO Prelims Syllabus 2026

The OICL AO 2026 Preliminary exam is divided into three key sections. Below is the comprehensive syllabus for each part of the test.

Sections Topics
English Language
  • Reading Comprehension,
  • Cloze Test,
  • Fill in the blanks,
  • Multiple Meaning,
  • Error Spotting, Paragraph Complete,
  • Sentence Correction, Para Jumbles,
  • Sentence rearrangement,
  • Phrase Replacement,
  • Column Based,
  • Word Swap,
  • Spelling Errors
Quantitative Aptitude
  • Simplification & Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc.
  • Data Sufficiency: Two Statement
  • Number Series: Missing Number series, Wrong number series
  • Inequality: Linear equation, Quadratic equation, Quantity comparison
  • Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet DI.
  • Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc.
Reasoning Ability
  • Inequalities,
  • Seating Arrangement,
  • Puzzle Tabulation,
  • Logical Reasoning,
  • Ranking/Direction/Alphabet Test,
  • Data Sufficiency,
  • Syllogism,
  • Blood Relations,
  • Input-Output,
  • Coding-Decoding,
  • Alphanumeric Series.

OICL AO Mains Syllabus 2026

The OICL AO Main examination features four distinct sections. We have outlined the detailed syllabus for each section below for your reference.

Sections  Topics
General Awareness
  • Current Affairs,
  • Summits,
  • Books & Authors,
  • Awards, Sports,
  • Defence,
  • National Appointment,
  • International Obituary,
  • Banking Awareness,
  • Indian Financial System,
  • History of the Indian Banking Industry,
  • Regulatory Bodies, Monetary & Credit Policies,
  • Budget Basics and Current Union Budget,
  • International Organisation/Financial Institutions,
  • Capital Market & Money Market,
  • Government Schemes, Abbreviations,
  • Economic Terminologies,
  • Other Important Concepts.
English Language
  • Reading Comprehension,
  • Cloze Test,
  • Fill in the blanks,
  • Multiple Meaning / Error Spotting,
  • Paragraph Complete / Sentence Correction,
  • Para jumbles,
  • Miscellaneous
Reasoning Ability
  • Puzzles & Seating Arrangement,
  • Coded Inequalities,
  • Logical Reasoning,
  • Ranking/Direction/Alphabet Test,
  • Data Sufficiency,
  • Syllogism,
  • Blood Relations,
  • Input-Output,
  • Coding-Decoding,
  • Alphanumeric Series
Quantitative Aptitude
  • Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc.
  • Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet, Radar DI, Arithmetic DI
  • Number Series: Missing Number series, Wrong number series, Double Pattern series, Statement-based series.
  • Inequality: Quadratic equation, Quantity comparison, Statement-based Quadratic equation.
  • Data Sufficiency: Two-Statement and Three Statements
  • Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Basic of Algebra Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc.
Professional Knowledge
  • As per the relevant disciplines
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