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SBI CBO Syllabus 2026: Exam Pattern, Interview Guide & Preparation Strategy

R
Virat
Updated: Jun 25, 2026
18 MIN READ
The SBI CBO syllabus for the online examination includes English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude. Review our detailed guide on the exam pattern and subject-wise syllabus to streamline your preparation.

SBI CBO Syllabus 2026

The SBI CBO selection process consists of an online examination, a Local Language Test (LPT), and a personal interview. Candidates require in-depth proficiency in English, Banking Knowledge, General Awareness, and Computer Aptitude. Notably, unlike many other banking recruitment drives, the SBI CBO exam does not feature negative marking, allowing candidates to approach challenging questions with greater confidence.

SBI CBO Exam Syllabus- Overview

Before we dive into the comprehensive SBI CBO syllabus and exam pattern, familiarize yourself with these key highlights for the SBI CBO 2026 recruitment:

Particulars Details
Exam Conducting Authority
State Bank of India (SBI)
Post Name
Circle-Based Officer (CBO)
Selection Process
Online Test, Screening, Interview, Language Proficiency Test
Objective Test Marks 120 Marks
Descriptive Test Marks 50 Marks
Interview Marks 50 Marks
Mode of Examination Online
Negative Marking No
Official Website www.sbi.co.in

SBI CBO Exam Pattern 2026

Aspirants must master the exam structure to succeed. The total time allotted for completing both the objective and descriptive sections is 2 hours and 30 minutes (150 minutes).

SBI CBO Exam Pattern 2026
Sections No of Questions Max Marks Duration
English Language 30 30 30 mins
Banking Knowledge 40 40 40 mins
General Awareness/Economy 30 30 30 mins
Computer Aptitude 20 20 20 mins
Total 120 120 2 hours

SBI CBO Descriptive Test

SBI CBO Descriptive Test
Topics No of Questions Max Marks Duration
Letter Writing 01 25 30 mins
Essay-250 words on banking-related Topics 01 25
Total 02 50 30 mins

No Penalty for Wrong Answers

There is no penalty for incorrect answers in the objective tests. Whether a question is left unattempted or answered incorrectly, there will be no negative marking applied.

SBI CBO Syllabus 2026 Subject-wise

Securing a high score in the online written examination is vital for interview eligibility. The revised exam pattern comprises two primary components: an Objective Test and a Descriptive Test. The objective section evaluates candidates on the following core subjects:

  1. English Language
  2. General Awareness/Economy
  3. Banking Knowledge
  4. Computer Aptitude

The descriptive test includes one letter-writing and one essay-writing task, both focused on pertinent banking themes. Candidates should thoroughly prepare for this specific section as part of the updated Circle-Based Officer recruitment format.

Explore the detailed topic-wise syllabus for the SBI Circle-Based Officer Exam 2026:

English Language Syllabus for SBI CBO

The English Language section evaluates your command of basic grammar, vocabulary, and reading comprehension skills. Key topics include:

  • Cloze Test
  • Reading Comprehension
  • Spotting Errors
  • Sentence Improvement
  • Sentence Correction
  • Para Jumbles
  • Fill in the Blanks
  • Para/Sentence Completion

Banking Awareness Syllabus for SBI CBO

Aspiring CBOs must possess strong knowledge of the Banking and Finance sector. Demonstrating a clear understanding of these concepts is essential for a career at India's largest public sector bank.

  • Banking Terminologies Knowledge
  • Financial Awareness
  • Financial Markets
  • Monetary Policy
  • Payment Banks
  • Reserve Bank of India
  • Banking Sector of India
  • Acquisitions and Mergers
  • New Policies in news
  • Knowledge of financial institutions of importance
  • Principles of Insurance
  • Money and Banking

General Awareness Syllabus for SBI CBO

The General Awareness section is designed to test your knowledge of significant national and international current affairs.

  • Current Affairs
  • GK Updates
  • Currencies
  • Important Places
  • Books and Authors
  • Awards
  • Headquarters
  • Prime Minister Schemes
  • Important Days

Computer Knowledge Syllabus For SBI CBO

  • Puzzle (Seating Arrangement, Floor-Based, Box-Based, Year-Based, etc.)
  • Syllogism
  • Input-Output
  • Coding-Decoding
  • Blood Relations
  • Direction Sense
  • Inequality
  • Data Sufficiency
  • Statement & Assumption
  • Statement & Conclusion
  • Order and Ranking
  • Logical Reasoning (Cause & Effect, Course of Action, etc.)

Best Books for SBI CBO Preparation 2026

Subject
Recommended Books
Banking Awareness
Banking Awareness by Arihant
English
Objective General English by S.P. Bakshi
Current Affairs
Monthly Banking Capsules
Computer Aptitude
Objective Computer Awareness by Arihant
Descriptive English
Essay and Letter Writing Practice Book

SBI CBO Interview 2026

The SBI CBO Interview is the final, decisive stage of the Circle-Based Officer selection process. Valued at 50 marks, candidates must meet the bank’s minimum qualifying threshold to secure a spot on the merit list. Success requires clearing both the written exam and the interview stages independently.

SBI CBO Selection Process and Final Merit List

Selection Stage Weightage Details
1. Online Examination (Objective + Descriptive Tests) 75%
Marks obtained in both the Objective and Descriptive Tests are considered for the final merit list.
2. Interview 25%
Candidates are assessed on their communication skills, banking knowledge, professional experience, and awareness of current affairs.
Final Merit List 100%
Prepared based on the combined weighted scores of the Online Examination (75%) and the Interview (25%).

Read more: How to Become a SBI CBO Officer

Local Language Proficiency Test

The SBI CBO Local Language Test is mandatory to verify your proficiency in the regional language of your chosen circle. It assesses your ability to read, write, and communicate effectively, serving as a critical checkpoint in the recruitment process.

Candidates shortlisted after the online test and interview must undergo the LPT. However, candidates who have studied the local language as a subject in 10th or 12th grade—and can provide valid proof through mark sheets or certificates—are exempt from this test.

Failure to qualify for the local language test results in disqualification, regardless of performance in other stages. Please refer to the official list of designated local languages provided below.

Local Languages for SBI CBO Circles
Circle Language
Ahmedabad Gujarati
Amaravati Telugu/Urdu
Bengaluru Kannada
Bhopal Hindi
Bhubaneswar Odia
Chandigarh Urdu, Hindi, Punjabi
Chennai Tamil
North Eastern Multiple Regional Languages
Hyderabad Telugu
Jaipur Hindi
Lucknow Hindi / Urdu
Kolkata Bengali, Nepali, Hindi
Maharashtra Marathi
Mumbai Metro Marathi, Konkani
New Delhi Hindi
Thiruvananthapuram Malayalam
Also Read:
SBI CBO Salary 2026 SBI CBO Previous Year Question Paper
SBI CBO Eligibility Criteria 2026 SBI CBO Selection Process

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