The SBI CBO syllabus for the online examination includes English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude. Review our detailed guide on the exam pattern and subject-wise syllabus to streamline your preparation.
SBI CBO Syllabus 2026
The SBI CBO selection process consists of an online examination, a Local Language Test (LPT), and a personal interview. Candidates require in-depth proficiency in English, Banking Knowledge, General Awareness, and Computer Aptitude. Notably, unlike many other banking recruitment drives, the SBI CBO exam does not feature negative marking, allowing candidates to approach challenging questions with greater confidence.
SBI CBO Exam Syllabus- Overview
Before we dive into the comprehensive SBI CBO syllabus and exam pattern, familiarize yourself with these key highlights for the SBI CBO 2026 recruitment:
| Particulars | Details |
| Exam Conducting Authority |
State Bank of India (SBI)
|
| Post Name |
Circle-Based Officer (CBO)
|
| Selection Process |
Online Test, Screening, Interview, Language Proficiency Test
|
| Objective Test Marks | 120 Marks |
| Descriptive Test Marks | 50 Marks |
| Interview Marks | 50 Marks |
| Mode of Examination | Online |
| Negative Marking | No |
| Official Website | www.sbi.co.in |
SBI CBO Exam Pattern 2026
Aspirants must master the exam structure to succeed. The total time allotted for completing both the objective and descriptive sections is 2 hours and 30 minutes (150 minutes).
| SBI CBO Exam Pattern 2026 | |||
| Sections | No of Questions | Max Marks | Duration |
| English Language | 30 | 30 | 30 mins |
| Banking Knowledge | 40 | 40 | 40 mins |
| General Awareness/Economy | 30 | 30 | 30 mins |
| Computer Aptitude | 20 | 20 | 20 mins |
| Total | 120 | 120 | 2 hours |
SBI CBO Descriptive Test
| SBI CBO Descriptive Test | |||
| Topics | No of Questions | Max Marks | Duration |
| Letter Writing | 01 | 25 | 30 mins |
| Essay-250 words on banking-related Topics | 01 | 25 | |
| Total | 02 | 50 | 30 mins |
No Penalty for Wrong Answers
There is no penalty for incorrect answers in the objective tests. Whether a question is left unattempted or answered incorrectly, there will be no negative marking applied.
SBI CBO Syllabus 2026 Subject-wise
Securing a high score in the online written examination is vital for interview eligibility. The revised exam pattern comprises two primary components: an Objective Test and a Descriptive Test. The objective section evaluates candidates on the following core subjects:
- English Language
- General Awareness/Economy
- Banking Knowledge
- Computer Aptitude
The descriptive test includes one letter-writing and one essay-writing task, both focused on pertinent banking themes. Candidates should thoroughly prepare for this specific section as part of the updated Circle-Based Officer recruitment format.
Explore the detailed topic-wise syllabus for the SBI Circle-Based Officer Exam 2026:
English Language Syllabus for SBI CBO
The English Language section evaluates your command of basic grammar, vocabulary, and reading comprehension skills. Key topics include:
- Cloze Test
- Reading Comprehension
- Spotting Errors
- Sentence Improvement
- Sentence Correction
- Para Jumbles
- Fill in the Blanks
- Para/Sentence Completion
Banking Awareness Syllabus for SBI CBO
Aspiring CBOs must possess strong knowledge of the Banking and Finance sector. Demonstrating a clear understanding of these concepts is essential for a career at India's largest public sector bank.
- Banking Terminologies Knowledge
- Financial Awareness
- Financial Markets
- Monetary Policy
- Payment Banks
- Reserve Bank of India
- Banking Sector of India
- Acquisitions and Mergers
- New Policies in news
- Knowledge of financial institutions of importance
- Principles of Insurance
- Money and Banking
General Awareness Syllabus for SBI CBO
The General Awareness section is designed to test your knowledge of significant national and international current affairs.
- Current Affairs
- GK Updates
- Currencies
- Important Places
- Books and Authors
- Awards
- Headquarters
- Prime Minister Schemes
- Important Days
Computer Knowledge Syllabus For SBI CBO
- Puzzle (Seating Arrangement, Floor-Based, Box-Based, Year-Based, etc.)
- Syllogism
- Input-Output
- Coding-Decoding
- Blood Relations
- Direction Sense
- Inequality
- Data Sufficiency
- Statement & Assumption
- Statement & Conclusion
- Order and Ranking
- Logical Reasoning (Cause & Effect, Course of Action, etc.)
Best Books for SBI CBO Preparation 2026
| Subject |
Recommended Books
|
| Banking Awareness |
Banking Awareness by Arihant
|
| English |
Objective General English by S.P. Bakshi
|
| Current Affairs |
Monthly Banking Capsules
|
| Computer Aptitude |
Objective Computer Awareness by Arihant
|
| Descriptive English |
Essay and Letter Writing Practice Book
|
SBI CBO Interview 2026
The SBI CBO Interview is the final, decisive stage of the Circle-Based Officer selection process. Valued at 50 marks, candidates must meet the bank’s minimum qualifying threshold to secure a spot on the merit list. Success requires clearing both the written exam and the interview stages independently.
SBI CBO Selection Process and Final Merit List
| Selection Stage | Weightage | Details |
| 1. Online Examination (Objective + Descriptive Tests) | 75% |
Marks obtained in both the Objective and Descriptive Tests are considered for the final merit list.
|
| 2. Interview | 25% |
Candidates are assessed on their communication skills, banking knowledge, professional experience, and awareness of current affairs.
|
| Final Merit List | 100% |
Prepared based on the combined weighted scores of the Online Examination (75%) and the Interview (25%).
|
Read more: How to Become a SBI CBO Officer
Local Language Proficiency Test
The SBI CBO Local Language Test is mandatory to verify your proficiency in the regional language of your chosen circle. It assesses your ability to read, write, and communicate effectively, serving as a critical checkpoint in the recruitment process.
Candidates shortlisted after the online test and interview must undergo the LPT. However, candidates who have studied the local language as a subject in 10th or 12th grade—and can provide valid proof through mark sheets or certificates—are exempt from this test.
Failure to qualify for the local language test results in disqualification, regardless of performance in other stages. Please refer to the official list of designated local languages provided below.
| Local Languages for SBI CBO Circles | |
| Circle | Language |
| Ahmedabad | Gujarati |
| Amaravati | Telugu/Urdu |
| Bengaluru | Kannada |
| Bhopal | Hindi |
| Bhubaneswar | Odia |
| Chandigarh | Urdu, Hindi, Punjabi |
| Chennai | Tamil |
| North Eastern | Multiple Regional Languages |
| Hyderabad | Telugu |
| Jaipur | Hindi |
| Lucknow | Hindi / Urdu |
| Kolkata | Bengali, Nepali, Hindi |
| Maharashtra | Marathi |
| Mumbai Metro | Marathi, Konkani |
| New Delhi | Hindi |
| Thiruvananthapuram | Malayalam |
| Also Read: | |
| SBI CBO Salary 2026 | SBI CBO Previous Year Question Paper |
| SBI CBO Eligibility Criteria 2026 | SBI CBO Selection Process |
FAQs
The SBI CBO syllabus is systematically organized into four key areas: English Language, Banking Knowledge, General Awareness/Economy, and Computer Aptitude.
The SBI CBO exam pattern consists of an online objective examination followed by a descriptive assessment.
The total duration for the SBI CBO computer-based test is 2 hours. Refer to the article sections for detailed, subject-specific time allocations.
Correct, there is no negative marking penalty for any questions left unattempted.
The personal interview round carries a total of 50 marks.
Yes, all candidates must meet the minimum qualifying marks specified by the bank to remain eligible for the final selection.
Yes, it is mandatory to qualify for both the online written test and the interview process separately to be considered for final appointment.
The final merit list is generated based on combined scores from the online test (Objective + Descriptive) and the interview, weighted at 75% and 25% respectively.