Eligibility Criteria

LIC AAO Eligibility Criteria 2026: Age Limit, Educational Qualification & Rules

R
Virat
Updated: Jun 20, 2026
4 MIN READ
This guide provides the essential LIC AAO 2026 eligibility criteria, including age limits, educational prerequisites, relaxations, and nationality standards. Prospective candidates must fulfill these requirements to participate in the recruitment drive.

LIC AAO Eligibility Criteria 2026

The Life Insurance Corporation of India releases an official recruitment notification defining the specific eligibility benchmarks for AAO positions annually. Adherence to these guidelines is mandatory for all applicants to remain eligible for the selection process. Read on to verify your eligibility status:

  • Age Criteria: Candidates must fall within the age limit of 21 to 30 years at the time of application. However, relaxation in the upper age limit is available for reserved category applicants as per government guidelines.
  • Educational Qualification: A Bachelor’s degree from a recognised university or institution is mandatory, and there is no minimum percentage requirement for eligibility
  • Nationality: Candidates must hold Indian citizenship to be eligible.

LIC AAO Mains Result 2026 Declared - Click Here to View

LIC AAO Age Limit 2026

Age calculation is performed based on the cut-off date specified in the official LIC recruitment notification. To qualify for the LIC AAO 2026 exam, candidates must be within the following age bracket:

Criteria
Age Requirement
Minimum Age 21 years
Maximum Age 30 years

LIC AAO Age Relaxation

LIC offers upper age limit relaxations for reserved categories, including SC/ST, OBC, Persons with Benchmark Disabilities (PwBD), Ex-Servicemen, and confirmed LIC staff. Detailed category-wise relaxation parameters are outlined below:

Category Age Relaxation
SC/ST 5 years
OBC 3 years
PwBD (General) 10 years
PwBD (SC/ST) 15 years
PwBD (OBC) 13 years
Confirmed LIC Employees
5 years additional
ECO/SSCO (General) 5 years
ECO/SSCO (SC/ST) 10 years
ECO/SSCO (OBC) 8 years

LIC AAO Educational Qualification 2026

For LIC AAO Recruitment, applicants for both Generalist and Specialist roles must possess a Bachelor's degree from a recognized Indian university or institution. Meeting these educational standards is vital to avoid application rejection. Please refer to the specific post-wise qualification details below:

LIC AAO Generalist Qualification

To qualify for the LIC AAO Generalist position, candidates must hold a Bachelor’s Degree in any discipline from an accredited university. Specific educational requirements are listed in the following section.

Post Name Education Qualification
Generalist A Bachelor’s Degree in any discipline from a recognised University or Institution in India.

LIC AAO Specialist Qualification

For LIC AAO Specialist roles, applicants are required to possess qualifications relevant to their chosen field. Please consult the section below for detailed post-specific educational criteria.

AAO Specialist Posts Education Qualification
AAO (Insurance Specialists) A Bachelor’s Degree in any discipline from a recognised Indian University/Institution, along with a professional qualification in Life Insurance (Fellowship of Insurance Institute of India – Life) and a minimum of 5 years’ experience in Life Insurance Companies regulated by IRDAI.
AAO (Actuarial) To be eligible, candidates must hold a Bachelor’s Degree in any discipline from a recognised Indian University/Institution and should have cleared a minimum of 6 papers of the examination conducted by the Institute of Actuaries of India or the Institute and Faculty of Actuaries, UK, as of the eligibility date, i.e., 1st August 2026.
AAO(Company Secretary) A Bachelor’s Degree from a recognized Indian University/Institution along with membership of the Institute of Company Secretaries of India (ICSI).
AAO (Legal) Bachelor’s degree in Law from any University / College recognised by UGC with a minimum of 50% marks or equivalent in the aggregate of all semesters/years. For SC/ST and PwBD candidates minimum required marks shall be 45% in a Bachelor’s degree in Law in the aggregate of all semesters/years, against vacancies reserved for such candidates
AAO(Chartered Accountant) A Bachelor’s Degree from a recognised Indian University/Institution, along with successful completion of the Final Examination of the Institute of Chartered Accountants of India (ICAI) and completion of Articles as prescribed by ICAI.

LIC AAO Nationality

Nationality is a critical component of the eligibility verification. Only citizens of India are permitted to apply for the Assistant Administrative Officer (AAO) positions at LIC.

LIC AAO Number of Attempts

The official LIC AAO recruitment policy does not impose a limit on the number of examination attempts. Eligible candidates may apply as long as they meet the age and qualification criteria specified in the notification.

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