The NICL Assistant examination cycle is a major milestone for aspirants seeking a secure career in the insurance sector under National Insurance Company Limited. Understanding the qualifying criteria and threshold benchmarks is essential for anyone aiming to clear the selection stages. As candidates prepare for the upcoming milestones—including the Prelims scheduled for 27th August 2026 and the Mains on 30th October 2026—monitoring past trends and expectations becomes vital.
To gain deep insights into the format and difficulty level, candidates can review the NICL Assistant Exam Analysis 2026 (Shift 1 and Shift 2), solve the NICL Assistant Question Paper 2026, and track status updates via NICL Assistant Admit Card 2026 Out.
Understanding NICL Assistant 2026 Cut Off Mechanics
The official NICL Assistant Cut Off 2026 for Prelims will be released by NICL in September 2026. Cut-off marks vary from one state to another depending on vacancies, exam difficulty, and the number of appearing candidates. Candidates should note that the Prelims exam has 1/4th negative marking. Furthermore, the Prelims exam is qualifying in nature, and its marks are not counted in the final NICL Assistant merit list. Final selection is based on performance in the Mains examination and other prescribed stages.
Expected NICL Assistant Prelims Cut Off 2026
Based on previous trends and anticipated competition levels, the expected benchmarks for the upcoming preliminary examination vary across regions:
| Category | Expected Cut Off Mark (Out of 100) |
|---|---|
| Haryana | 78-82 |
| Himachal Pradesh | 83-87 |
| Jharkhand | 77-81 |
| Karnataka | 70-75 |
| Kerala | 82-86 |
| Madhya Pradesh | 81-85 |
| Maharashtra | 80-85 |
| Manipur | 81.25 |
| Meghalaya | 54-58 |
| Mizoram | 76-81 |
| Nagaland | 80-84 |
| Odisha | 84-88 |
| Punjab | 83.25 |
| Rajasthan | 82.5 |
| Sikkim | 82 |
| Tamil Nadu | 76 |
| Telangana | 73.25 |
| Tripura | 85 |
| Uttar Pradesh | 83.5 |
| Uttarakhand | 82.75 |
| West Bengal | 87.25 |
| Andaman & Nicobar Islands | 81.25 |
| Chandigarh (UT) | 84.25 |
| Delhi (UT) | 84.75 |
| Jammu & Kashmir | 85.75 |
| Ladakh | 61.5 |
| Puducherry (UT) | 79 |
| Andhra Pradesh | 78-84 |
| Arunachal Pradesh | 78-84 |
| Assam | 79-83 |
| Bihar | 80-84 |
| Chhattisgarh | 80-84 |
| Goa | 77-83 |
| Gujarat | 76-81 |
How to Check NICL Assistant Cut Off 2026?
Candidates looking to view their qualifying thresholds online can follow these steps:
- Visit the official NICL website at https://nationalinsurance.nic.co.in/.
- Open the result or score card section.
- Click on the Cut Off Marks PDF link.
- The state-wise and category-wise cut-off marks will be displayed on the screen.
- Check your category-wise and state-wise cut-off and download the PDF for future reference.
How to Score Above the NICL Assistant Cut Off Marks?
Adopting a structured preparation strategy helps ensure you stay well above the requisite thresholds:
- Practice full-length and sectional mock tests regularly to improve speed, accuracy, and time management. Analyse every mock test to identify weak areas and avoid repeating the same mistakes.
- Focus on accuracy, as the exam has 1/4th negative marking, and unnecessary guesses can reduce your score.
- Attempt easy and moderate questions first during the exam to maximize your score before moving to difficult ones.
- Aim to score comfortably above the previous years’ cut-off rather than targeting only the minimum qualifying marks, as the cut-off varies depending on vacancies, competition, and exam difficulty.
Previous Years' Cut Off Records
Reviewing historical benchmarks provides valuable clarity regarding trend shifts over time.
NICL Assistant Prelims Cut Off 2025
| State/UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS | DXS & DISEXS |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Andhra Pradesh | – | 79.25 | 82 | 82 | 82 | 79.25 | 44.00* | – | – | 83.5 | 42.50* |
| Arunachal Pradesh | – | – | – | – | 82.5 | 65.75* | – | – | – | – | – |
| Assam | 79 | 76.5 | 74.5 | 80.25 | 81.25 | 71.50* | # | – | – | 68.25 | 56.25* |
| Bihar | – | – | – | 83.00 | 83 | 42.5 | 48.50* | – | – | 84.5 | 58.50* |
| Chhattisgarh | 80.25 | 76.75 | – | 82.75 | 82.75 | 80.5 | – | – | – | 77.5 | – |
| Goa | – | – | – | – | 80.5 | 38.25* | – | – | – | – | – |
| Gujarat | 79.25 | 75 | 79.25 | 79.25 | 79.25 | – | 37.50* | – | – | 71.25 | 51.50* |
| Haryana | – | – | – | – | 79.5 | 43.75* | – | – | – | 79 | 32.00* |
| Himachal Pradesh | – | – | 75 | – | 85 | 67.50* | – | – | – | – | – |
| Jharkhand | 77.5 | 78.25 | 79.5 | 79.5 | 79.5 | – | – | – | – | – | 58.50* |
| Karnataka | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 | – | 54.50* | 67 | – | 67 | 40.25* |
| Kerala | 83 | – | 86.5 | 59.25* | 86.5 | – | 35.25* | – | – | – | 43.50* |
| Madhya Pradesh | – | 77.75 | 84.5 | 84.5 | 84.5 | – | 47.75* | – | – | 78.75 | 33.25* |
| Maharashtra | 83 | 82.25 | 83 | 83 | 83 | 92.75 | 68.5 | 78 | – | 72.25 | 44.25* |
| Manipur | – | – | – | – | 81.25 | 94.75* | – | – | – | – | – |
| Meghalaya | – | – | – | – | 56.00* | 82.75* | – | – | – | – | – |
| Mizoram | – | – | – | – | 80 | # | – | – | – | – | – |
| Nagaland | – | – | – | – | 81.75 | # | – | – | – | – | – |
| Odisha | 82.25 | 74 | – | 83.75 | 85.25 | – | 58.25* | – | – | – | 36.75* |
| Punjab | – | – | 73.25 | 77.00 | 83.25 | 35.00* | # | – | – | 76.25 | 34.50* |
| Rajasthan | 82.25 | 76 | 82.50 | 82.50 | 82.5 | 42.75* | 56.50* | – | – | 80.25 | 51.25* |
| Sikkim | – | – | – | – | 82 | 65.50* | – | – | – | – | – |
| Tamil Nadu | – | – | 76 | 52.00* | 76 | 46.50* | 35.50* | 38.25* | – | 74.5 | 52.00* |
| Telangana | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 | 76.75 | – | – | – | 74.5 | 64.00* |
| Tripura | – | – | – | – | 85 | 74.50* | – | – | – | – | – |
| Uttar Pradesh | – | – | 83.5 | 83.5 | 83.5 | 83.75 | 34.00* | – | 43.75* | 83 | 37.75* |
| Uttarakhand | 82.5 | – | 80.5 | 81 | 82.75 | 41.50* | – | – | – | 83 | – |
| West Bengal | 81.5 | 76.5 | 80.75 | 79 | 87.25 | 41.00* | 64.50* | 47 | 68.25* | 78 | 45.75* |
| Andaman & Nicobar Islands | – | – | – | – | 81.25 | 55.50* | – | – | – | – | – |
| Chandigarh (UT) | – | – | 73.25 | – | 84.25 | – | – | – | – | – | – |
| Delhi (UT) | 84.75 | 76.5 | 84.75 | 84.75 | 84.75 | 78.25 | 52.50* | 75 | – | 83 | 52.25* |
| Jammu & Kashmir | – | – | 66.25 | – | 85.75 | 46.00* | – | – | – | – | – |
| Ladakh | – | – | – | – | 61.5 | # | – | – | – | – | – |
| Puducherry (UT) | – | – | – | – | 79 | 81.00* | – | – | – | – | – |
NICL Assistant Prelims Sectional Cut Off 2025
| Category | T1 (English Language) (30 Marks) | T2 (Reasoning Ability) (35 Marks) | T3 (Quantitative Aptitude) (35 Marks) |
|---|---|---|---|
| SC, ST, OBC, PwBD & EXS, DISEXS/DXS | 11 | 7.25 | 7.5 |
| EWS & UR | 14.25 | 12.25 | 11.50 |
NICL Assistant Mains Cut Off 2025 (State-wise)
| State/UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS | DXS & DISEX |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Andaman & Nicobar Islands | – | – | – | – | 116.25 | 98.5 | – | – | – | – | – |
| Andhra Pradesh | – | 102.25 | 113.75 | 113.75 | 113.75 | 118.75 | – | – | 114.25 | 100.00* | |
| Arunachal Pradesh | – | – | – | – | 110.25* | – | – | – | – | – | – |
| Assam | 107.5 | 97.25 | 104.5 | 110.50 | 110.5 | 92.25* | – | – | – | 101.75* | – |
| Bihar | – | – | – | 111.00 | 111 | 110.5 | – | – | – | 107 | – |
| Chandigarh (UT) | – | – | 113.25 | – | 117.75 | – | – | – | – | – | – |
| Chhattisgarh | 107.75 | 94 | – | 118.25 | 118.25 | 115.25 | – | – | – | 105 | – |
| Dadra & Nagar Haveli & Daman Diu | – | – | – | – | – | – | – | – | – | – | – |
| Delhi (UT) | 111.5 | 100 | 112.5 | 121.50 | 121.5 | 125.5 | – | 110.25 | – | 108 | – |
| Goa | – | – | – | – | 114.25 | 102.00* | – | – | – | – | – |
| Gujarat | 111.75 | 95.25 | 111.75 | 111.75 | 111.75 | – | – | – | – | 100.50* | – |
| Haryana | – | – | – | – | 114 | 117.25 | – | – | – | 109.75 | – |
| Himachal Pradesh | – | – | 113.5 | – | 119 | 94.5 | – | – | – | – | – |
| Jammu & Kashmir | – | – | 106.75 | – | 116.75 | 108.75 | – | – | – | – | – |
| Jharkhand | 98.5 | 98 | 112.00 | 112.00 | 112 | – | – | – | – | – | – |
| Karnataka | 109 | 107.5 | 110.50 | 110.50 | 110.5 | – | – | 112.75 | – | 100.00* | – |
| Kerala | 108 | – | 122.00 | 110.00* | 122 | – | – | – | – | – | 105.00* |
| Ladakh | – | – | – | – | – | – | – | – | – | – | – |
| Lakshadweep | – | – | – | – | – | – | – | – | – | – | – |
| Madhya Pradesh | – | 96.75 | 119.75 | 119.75 | 119.75 | – | – | – | – | 101.25 | – |
| Maharashtra | 115.25 | 100.5 | 115.25 | 115.25 | 115.25 | 150 | 98.75 | 102.5 | – | 100.50* | – |
| Manipur | – | – | – | – | 110.50* | 116.25* | – | – | – | – | – |
| Meghalaya | – | – | – | – | – | 107.50* | – | – | – | – | – |
| Mizoram | – | – | – | – | – | – | – | – | – | – | – |
| Nagaland | – | – | – | – | 111.50* | – | – | – | – | – | – |
| Odisha | 105.5 | 90.25 | – | 113.5 | 118.75 | – | – | – | – | – | 101 |
| Puducherry (UT) | – | – | – | – | 114.25 | 95.50* | – | – | – | – | – |
| Punjab | – | – | 109 | 112.50* | 116.75 | 92.00* | – | – | – | 102 | – |
| Rajasthan | 104.5 | 94 | 114.25 | 114.25 | 114.25 | 129.5 | 99.5 | – | – | 105 | – |
| Sikkim | – | – | – | – | 113.25* | – | – | – | – | – | – |
| Tamil Nadu | – | – | 110.25 | – | 110.25* | 122.75 | – | – | – | 100.00* | – |
| Telangana | 110.50 | 109 | 110.50 | 110.50 | 110.50* | 131.75 | – | – | – | 103 | – |
| Tripura | – | – | – | – | 118 | – | – | – | – | – | – |
| Uttar Pradesh | – | – | 113.25 | 113.25 | 113.25 | 118.5 | – | – | 98.75 | 105.25 | 103.50* |
| Uttarakhand | 103.25 | – | 111.75 | 119.25 | 119.25 | 96.5 | – | – | – | 110.25* | – |
| West Bengal | 105 | 101.5 | 104.75 | 112 | 120.5 | 104.00* | 101.50* | 101.25* | 98.00* | 103.75 | – |
NICL Assistant Mains Section Cut Off 2025
| Category | Total Marks (200) |
|---|---|
| SC, ST, OBC, PwBD | 90 |
| EWS & UR | 110 |
| EXS, DXS/DISEXS | 100 |
NICL Assistant Prelims Cut Off 2017
| State | Cut Off Marks |
|---|---|
| Madhya Pradesh | 66.25 |
| Andhra Pradesh | 65.75 |
| Maharashtra | 61.25 |
| Rajasthan | 66.5 |
| Assam | 57.5 |
| Bihar | 64 |
| Odisha | 63.25 |
| Chhattisgarh | 63 |
| Punjab | 66 |
| Tamil Nadu | 63.5 |
| Gujarat | 60.50 |
| Haryana | 66.5 |
| Himachal Pradesh | 63.5 |
| Jammu & Kashmir | 53.25 |
| Jharkhand | 61 |
| Karnataka | 58.75 |
| Kerala | 69.5 |
| Telangana | 66 |
NICL Assistant Mains Cut Off 2017
| State | Cut Off Marks |
|---|---|
| Madhya Pradesh | 135 |
| Andhra Pradesh | 137 |
| Maharashtra | 126 |
| Rajasthan | 137 |
| Assam | 121 |
| Bihar | 126 |
| Odisha | 131 |
| Chhattisgarh | 127 |
| Punjab | 138 |
| Tamil Nadu | 126 |
| Gujarat | 121 |
| Haryana | 139 |
| Himachal Pradesh | 128.5 |
| Jammu & Kashmir | 113 |
| Jharkhand | 128 |
| Karnataka | 120 |
| Kerala | 139 |
| Telangana | 136 |
| Uttar Pradesh | 137 |
| Uttarakhand | 143 |
| West Bengal | 138 |